Kembara Plus Insurance

SKU: takaful001

Quick Overview

This Takaful plan provides compensation in the event of injuries, disability or death caused by sudden and unforeseen accident, medical expenses incurred as a result of an accident or illness, travel inconvenience and travel assistance for domestic and overseas trips.

This plan can be participated by any individual person for themselves, their spouse and children. The family plan is only permitted for single trip only and the age limit of child is between 30 days to 21 years. Period of cover is depends on the duration of the trip/ journey.

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About Takaful IKHLAS

Takaful Ikhlas Berhad (Takaful IKHLAS) is a wholly-owned subsidiary of MNRB Holdings Berhad. Our business operations and management are in accordance with Shariah principles. We stress on ensuring equity and fairness in all our dealings as we believe in providing "ease of doing business" to our most important partner – our Customers.

In line with international and local developments in the practice of Islamic financial protection services, Takaful IKHLAS has adopted the Wakalah contract as our system and have modelled our operations accordingly. Wakalah is a form of representative relationship between Takaful IKHLAS and a participant (Principal/Customer).

Takaful IKHLAS employs the following contracts to govern our business:

  1. Tabarru' is a contract where the participant agrees to donate a pre-determined percentage of contribution to the Risk Fund to provide assistance to fellow participants in time of misfortune.

 

  1. Wakalah is a contract where the participant authorises Takaful IKHLAS to conduct the affairs of Takaful business i.e. providing protection, investment etc. on his/her behalf. This concept allows Takaful IKHLAS to receive a fee from the Participants known as a Wakalah Fee.

IKHLAS Kembara Plus Takaful

This Takaful plan provides compensation in the event of injuries, disability or death caused by sudden and unforeseen accident, medical expenses incurred as a result of an accident or illness, travel inconvenience and travel assistance for domestic and overseas trips. This plan can be participated by any individual person for themselves, their spouse and children. The family plan is only permitted for single trip only and the age limit of child is between 30 days to 21 years. Period of cover is depends on the duration of the trip/ journey.

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